During traveling, it is difficult to predict how things will go and if you end up spending a lot more than you’d like due to unforseen mishaps. Fortunately, whether in any case the plane is delayed or cancelled, if you slip on that giant snowball in London or injured yourself while mountain biking in Thailand, the Berjaya Sompo Insurance Berhad offers a travel insurance care that help with such matters. The policy provides coverage for those traveling abroad (including West to East Malaysia) and vice versa in case of any bodily injuries, disability or death from the result of violent, accidental, external or detectable incidents during the trip. Expenses from tragedies on the travel can be reimbursed through the policy. Any Malaysians, Permanent Residents, and legally employed individuals with permits in Malaysia or their spouses and children qualify for this policy.
Policy
The policy is in force starting from the date stated in the schedule. It is not possible to extend cover after departure to destination or during the trip. The total premium you need to pay depends on the geographical area, sum insured, benefit option, duration of trip and underwriting requirements of the company. There will be a 6% service tax charge and RM10.00 stamp duty for each policy. There are individual and family plans that includes you, your spouse and children.
You have a choice of selecting either the elite, basic or family plan when traveling with your family. The basic plan covers only medical related benefits while the elite includes medical plus travel inconveniences or damages such as loss baggage, travel and luggage delay, missed departure, travel curtailment and more. Claims must be made within 30 days of the day of injury or event. It is mandatory to write to the company fully stating all particular regarding the accident, loss or damage that incures claimable expenses with all original bills and receipts.